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Share Certificates

Increased earnings

Grow Your Savings Faster

Share certificates are a great way to save for your future – faster. And, we have terms to meet just about anyone’s long- and short-term goals.




Certificate special for a limited time

4.20% APY 1 13-Month Certificate Special 2

Automatic renewal at maturity (will renew to 12-month term)

Offer available for a limited time only

Give us a call or stop into a branch to take advantage of this special today!

Looking to grow your savings for your business? We're offering the same special for our Business Certificates.


The APY for 13-month Jumbo Certificates is 4.40% with a minimum deposit and maintained balance of $100,000.00. 1APY = Annual Percentage Yield. APY is accurate as of 2/3/2023, and is subject to change. 2Minimum opening deposit and maintained balance of $2,500.00 with a maximum deposit of $1,000,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal and could reduce earnings. At maturity, the certificate will automatically renew to a 12-month compounding certificate. The renewal APY will be the APY offered by Corning Credit Union on the maturity date. Offer for a limited time only. FEDERALLY INSURED BY NCUA. Membership eligibility required. 




Regular Share Certificates

  • Competitive dividend rates. View Rates »  
  • Low minimum balance for regular share certificates ($1,000).
  • Choose to have dividends compound monthly within certificate or automatically transfer monthly to a non-certificate share.
  • Terms available from 3 to 60 months.
  • Automatic renewal at maturity. 

Jumbo Certificates

  • Higher competitive dividend rates. View Rates »  
  • Choose to have dividends compound monthly within certificate or automatically transfer monthly to a non-certificate share.
  • Terms available from 3 to 60 months.
  • Automatic renewal at maturity. 
  • Minimum balance for Jumbo Certificates is $100,000

Penalties

Federal regulations require the following penalties be imposed on early withdrawals from Certificate Accounts.

  • 3-month Transfer Certificates: You must pay a penalty equal to 45 days simple interest on the amount withdrawn.
  • 3-month Compounding Certificates: You must pay a penalty equal to 45 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
  • 6- and 12-month Transfer Certificates: You must pay a penalty equal to 90 days simple interest on the amount withdrawn.
  • 6- and 12-month Compounding Certificates: You must pay a penalty equal to 90 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
  • 18- and 24-month Transfer Certificates: You must pay a penalty equal to 180 days simple interest on the amount withdrawn.
  • 18- and 24-month Compounding Certificates: You must pay a penalty equal to 180 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
  • 36-, 48-, and 60-month Transfer Certificates: You must pay a penalty equal to 360 days simple interest on the amount withdrawn.
  • 36-, 48-, and 60-month Compounding Certificates: You must pay a penalty equal to 360 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.

     
Corning Credit Union Logo
One Credit Union PlazaPO Box 1450
Corning, NY 14830
800-677-8506607-962-3144
Routing & Transit Number 222380359