Home Rates & Payment Calculators

Mortgage Rates

Discount points are also available on mortgage loans. We offer either 1 point or 2 points that can be purchased. Please call us at 800-677-8506 for details.

Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.

Financing is offered in FL, MD, NY, NC, PA, and SC¹

• Conventional
• Construction/Renovation²
• Adjustable Rate Options
• Low Down Payment Options
• VA (eligible active-duty service members and veterans in NC, NY, PA)
• Vacation/Second Home
• Investment Property²
• Lot Loans²
• Jumbo

* APR means Annual Percentage Rate. South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or email to schedule an appointment by phone to apply.

²Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or email us today.

Calculator³

Mortgage Loan Payment Calculator

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.

Additional Useful Calculators:

• How much can I save with a 15 year mortgage?
• Can I save money by refinancing now?
• How quickly can I pay off my mortgage by making additional payments?
• Does it make sense to pay points to get a lower interest rate?
• Should I buy a home or continue to rent?
• Should I consider consolidating my debt with a cash-out refinance?
• How much can I qualify for?

³Calculators are intended for research purposes only. Approval for financing subject to lending guidelines and credit qualifications.

Rates

Fixed Rate Home Equity Line of Credit²

Equity Advantage Line of Credit³

Or call us at 800-677-8506 ext. 7705. Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.

Calculators⁴

Home Equity Line of Credit Loan Payment Calculator⁵

This calculator helps determine your loan payment. For Fixed Rate Home Equity Line of Credit, select “fixed rate term”, or for Equity Advantage Line of Credit, select “1% of balance” in the Payment option drop-down.

Or call us at 800-677-8506 ext. 7705. Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.

Membership eligibility required. *APR means Annual Percentage Rate.

¹Closing costs are waived unless the loan is for an investment property or is discharged within 3 years of the origination date in which case you will be required to pay closing costs, which will range from approximately $300 to $1,800. Homeowner's insurance is required.

²The rate offered to you will be determined by your credit history, lien position and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states.

³This is a variable rate loan. Rates, terms, and conditions are subject to change. Rates are based on the Prime Rate effective the first of each month and are adjusted monthly at the end of the month. The rate you receive is based on your credit history, lien position, and loan to value. Homeowner's insurance is required. Home Equity Loans are not available in some states.

⁴Calculators are intended for research purposes only. Approval for financing subject to lending guidelines and credit qualifications.

⁵The calculation does not include the cost of Debt Protection if desired.