Features of Advantage Checking
Earn the Dividends YOU Deserve
Watch your money grow. That’s the value of your Advantage Checking account. This investment alternative allows you to earn dividends while giving you access to your money.
With Advantage Checking, the benefits keep coming:
We make it easy to earn monthly dividends with your Advantage Checking account. All you have to do is:
- Maintain a minimum balance of $4,000.2
1Does not include surcharges that other institutions may charge to use their ATM. 2If the balance in the Advantage Account falls below $4,000, a $5 below-minimum balance fee will be assessed monthly. If this occurs 3 times in a 12-month period, you may be automatically transferred to the Value Account.
Protects your checking account from insufficient funds by automatically transferring funds from your savings account in the event of an overdraft.
Can transfer funds in two ways:
- From savings ($3 fee per item).
- From Visa® via a cash advance.
Enhanced Overdraft Protection (EOP)
Works in conjunction with overdraft protection to prevent paper checks, ACH (automated clearing house) and recurring debit card transactions (for example streaming services, gym memberships and some utility payments) from being returned for insufficient
funds. In the event you exhaust all other overdraw protection options that apply to your account, the Credit Union may, under our EOP service attempt to pay qualifying transaction(s), when possible, and charge you an EOP fee. This will place your
checking account in the negative up to a limit, as determined by the Credit Union. Your EOP limit is subject to change at the discretion of the Credit Union.
- Available to members in good standing, age 18 and older.
- There is a $32 charge for each item cleared using EOP.